RULES: https://docs.google.com/document/d/1iKUrBztAyquPzOCssf0sohu6B5gIjxJyRkhCRiNPvZM/edit?usp=sharing; TRANSFERS: https://docs.google.com/spreadsheets/d/19RDrMum4sDFW8BKUCIHNkwVzSgdfgjkHc2DMmlmXkyE/edit#gid=0